Wednesday, July 5, 2023 Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims. READ MORE >>
Tuesday, June 6, 2023 Pacific Northwest drivers are at high risk of walking out to their parked cars and finding nothing but an empty space. Washington is now the third-worst state in the nation for auto theft, according to new stats from the National Insurance Crime Bureau (NICB), despite being only the 13th most populous state. READ MORE >>
Wednesday, May 24, 2023
In the context of the insurance industry, a "hard market" refers to a market condition characterized by various factors that drive insurers to adopt a more cautious and defensive approach. These factors include increased claims activity, social inflation affecting jury awards, stock market fluc... READ MORE >>
Monday, May 15, 2023 Back in February, Rivian R1T owner Chris Apfelstadt was rear-ended in a pretty low-speed fender bender. The rear bumper looked a bit damaged but nothing too serious. However, after taking it to a certified Rivian repair shop, Apfelstadt said the total repair cost was an eye-watering $42,000. READ MORE >>
Monday, April 24, 2023 Car insurance rates are expected to increase by 8.4% across the U.S. in 2023, amid the increase in drivers returning to the road. That's the biggest jump in car insurance costs in the past six years. The average cost of full coverage car insurance across the U.S. is $1,780 per year. READ MORE >>
Wednesday, March 8, 2023 Protecting businesses and assets in a variety of industries: Whether you operate a small “Main Street” business or a large commercial enterprise, we offer insurance coverage that’s right for you. READ MORE >>
Wednesday, March 1, 2023 Well if you follow the news or Tik Tok, you may already be aware of the increase in Kia and Hyundai thefts using nothing more than a USB cord popularized by Tik Tok. Well, thanks to Social Media, insurance carriers are answering back and it's not good. READ MORE >>
Wednesday, December 21, 2022 When possible, call us or your insurance advisor FIRST to discuss your claim. Q. I've been in an accident – what now? A. If possible, start by reporting your claim to US your insurance agent. If not, please call your insurance company. We will need to know: READ MORE >>
Tuesday, November 29, 2022 Maybe you’ve been here before. You’ve just come off the plane, picked up your baggage and gone to the rental car counter. You’re tired from the flight, about to begin an ambitious vacation or a challenging business project. And, this is the point at which you’re asked, “Do you want insurance with that? READ MORE >>
Wednesday, November 9, 2022
All claims no matter how large or small have the potential to impact your insurance rates. This is specifically true for youth/teen/inexperienced drivers should they have a claim against them. So...
Parents, neighbors, and friends, if your teen is involved in a minor fender bender in the... READ MORE >>
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