Friday, January 12, 2018 Even if you have auto insurance, there are still instances, called exclusions, when your policy won't provide coverage. Why should exclusions exist in an insurance contract? There are several different reasons. Exclusions are used to do the following: • help contain the expense of providing insurance; READ MORE >>
Tuesday, December 19, 2017 Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum coverage. READ MORE >>
Thursday, December 14, 2017 If you feel like you're constantly surrounded by subpar drivers, you might be onto something. Car-related deaths have risen a staggering 14 percent since 2015. A report from the III shows that car accidents rates are going up, and so too is the average cost of a car accident. What's behind these disturbing trends? READ MORE >>
Monday, December 11, 2017 Generally, carrying both adequate liability and physical damage coverage on your vehicle will be enough protection in the aftermath of an accident. However, be sure that you don't overlook Rental Reimbursement, as it is typically only offered as an option. For example, an accident disables your car. READ MORE >>
Thursday, October 5, 2017 Currently, car loans may last as long as four to six years and leases are becoming more expensive. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, hybrid, or truck, your vehicle's value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble. READ MORE >>
Tuesday, September 19, 2017 It amazes me sometimes how much stuff someone will load onto their vehicle without thinking about the safety of overloading or not property securing trailer loads (see photo). There are certain times when you have a need to extend what you usually transport with your car, pickup, SUV or van. READ MORE >>
Friday, September 15, 2017When serious storms or hurricanes result in local or regional flooding, the impact on the car market may be felt nationally. Cars that may have been totaled because of serious water damage in one state may end up on the seller's block in another state. However, there may be no mention that the vehicle was once waterlogged. READ MORE >>
Friday, August 11, 2017 Depending on the type of car you own and your driving history (tickets and accidents), you are likely insured in the standard or preferred auto market. Both markets cover typical vehicles and operators. This allows insurance companies to use a comfortable set of assumptions about expected losses and repair expenses for developing insurance premiums. READ MORE >>
Monday, August 7, 2017 In our many years of offering motorcycle insurance to our clients we have been fortunate enough to only deal with one serious accident and fortunately our insured lived to tell the story. Our client hands down attributes his living to tell the story from wearing the all his safety gear and not going the cheap route when purchasing it. READ MORE >>
Wednesday, May 31, 2017What drivers can and cannot do under Washington state’s new distracted-driving law In 2 months Washington drivers will need to adapt to the new distracted-driving law. This new law will go into effect in late July and for those unfamiliar here are some FAQ's in regards to the changes. READ MORE >>
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