Friday, February 23, 2018 A basic auto policy is designed and priced to only cover certain vehicle features. You might need extra coverage to take care of expensive vehicle options such as custom or electronic property. Such features are, primarily, installed either at the auto factory or are arranged (and sometimes installed) by a dealership. READ MORE >>
Friday, January 12, 2018 Even if you have auto insurance, there are still instances, called exclusions, when your policy won't provide coverage. Why should exclusions exist in an insurance contract? There are several different reasons. Exclusions are used to do the following: • help contain the expense of providing insurance; READ MORE >>
Tuesday, December 19, 2017 Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum coverage. READ MORE >>
Thursday, December 14, 2017 If you feel like you're constantly surrounded by subpar drivers, you might be onto something. Car-related deaths have risen a staggering 14 percent since 2015. A report from the III shows that car accidents rates are going up, and so too is the average cost of a car accident. What's behind these disturbing trends? READ MORE >>
Monday, December 11, 2017 Generally, carrying both adequate liability and physical damage coverage on your vehicle will be enough protection in the aftermath of an accident. However, be sure that you don't overlook Rental Reimbursement, as it is typically only offered as an option. For example, an accident disables your car. READ MORE >>
Tuesday, November 28, 2017 Knowing what to do after an accident will help you to remain calm and in control. It can also help you get back on the road faster. Accident Checklist Get help for the injured. Call the police. Remain at the scene of the accident. Warn oncoming traffic. Set hazard lights and flares. READ MORE >>
Wednesday, November 8, 2017 The "Layered Approach" to Protection Professional thieves can steal any car, but make them work for yours. To prevent thefts, the National Insurance Crime Bureau (NICB) recommends "Layered Protection." The more layers of protection on your vehicle, the more difficult it is to steal. READ MORE >>
Friday, October 20, 2017 A registered tow truck operator endorsement is required if your business: transports, impounds, or stores unauthorized vehicles. disposes of abandoned vehicles. Requirements A $5,000 bond. The name of the principal on the bond must be exactly the same as both the business owner name and the business firm name. READ MORE >>
Thursday, October 5, 2017 Currently, car loans may last as long as four to six years and leases are becoming more expensive. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, hybrid, or truck, your vehicle's value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble. READ MORE >>
Tuesday, September 19, 2017 It amazes me sometimes how much stuff someone will load onto their vehicle without thinking about the safety of overloading or not property securing trailer loads (see photo). There are certain times when you have a need to extend what you usually transport with your car, pickup, SUV or van. READ MORE >>
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