Friday, May 5, 2017Insurance policy deductibles serve a couple of very important objectives. First, deductibles allow insurance companies to save money by not having to respond to frequently occurring, minor losses. In other words, a million one-dollar losses still add up to a million dollars. READ MORE >>
Friday, April 28, 2017The office picnic, office-sponsored sports activities, holiday party, and client party may involve serving and consuming alcoholic beverages. Can a business be held responsible for injuries or damage that result from serving alcohol? Is the current insurance program sufficient to address this concern? READ MORE >>
Tuesday, January 31, 2017If you own and/or run a smaller business, your insurance needs may be properly handled by a businessowner policy (BOP). A BOP is a single form that offers both property and liability protection. Retailers, wholesalers, small contractors, artisan contractors, dry cleaners, restaurants, offices and convenience stores (including those with gas pumps) are eligible for BOP coverage. READ MORE >>
Tuesday, June 7, 2016 The quality of our lives is highly affected by how we choose to spend our time. Any activity involves a chance that a loss could occur: A pick-up basketball game could result in a broken ankle when attempting a sweet move on the floor A tennis match could include your collision with a partner's backhand swing READ MORE >>
Thursday, March 24, 2016Whether we insure our car, our home, our boat, our personal property or our business, there is a basic premise of insurance that underlies them all…..sharing in losses that occur to them. A more common term for loss-sharing is deductible. READ MORE >>
Friday, March 4, 2016An Industry Only A Mother Can Love Years pass, decades pass and surveys are taken. The results are largely the same. Most folks don't care much for insurance. Insurance is still seen, at best, as a necessary economic evil. READ MORE >>
Wednesday, February 25, 2015More North Americans are running businesses from home with figures from the US Census, Small Business Administration showing that more than half of the 28 million small businesses in the US are home-based. Those businesses are often at risk of the misconception that they are covered by home insurance policies. READ MORE >>
Thursday, May 1, 2014So much more goes into business insurance than getting the lowest business insurance quotes. It means understanding your business’s unique needs and the potential risks that can threaten its success, the video explains. For example, 25 percent of all businesses do not reopen after a disaster, the I. READ MORE >>
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