Wednesday, May 24, 2023
In the context of the insurance industry, a "hard market" refers to a market condition characterized by various factors that drive insurers to adopt a more cautious and defensive approach. These factors include increased claims activity, social inflation affecting jury awards, stock market fluc... READ MORE >>
Friday, May 5, 2023While wildfires happen more frequently in the western United States, nearly every state has been devastated by fires in the last century. And each year, hundreds of homes are destroyed as more people choose to live closer to nature. Before a wildfire Create a defensible space, at least a 30-foot noncombustible zone around your home. READ MORE >>
Thursday, March 23, 2023 If your yard screams “soggy” rather than “lush” after our PNW winters (hello, 80% moss lawn), some simple landscape changes might be just what you need to improve your home’s appearance while minimizing potential flood damage. Channeling away or containing excess water is the key. READ MORE >>
Wednesday, January 5, 2022 4 Things to Consider When Insuring a Second Home Everyone loves vacation. But, vacationing in your own seasonal home? Even better. However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. READ MORE >>
Monday, November 22, 2021 There are numerous ways in which fraudsters engage in cyber fraud. However, almost all of them are modern versions of "con games," in which a fraudster obtains the confidence of a victim, then abuses that confidence. Cyber fraud comes in many forms with a lot of names, such as "phishing," "vishing," "spoofing," "masking," and "social engineering. READ MORE >>
Wednesday, September 9, 2020 First and foremost, make sure you and your family stay safe. Everything else can be replaced. If requested by the authorities, immediately follow all evacuation orders. If you have time to take action and the fires are far enough away that they are not threatening your safety, here are some things you can do to assist firefighters and minimize the damage to your home. READ MORE >>
Thursday, September 3, 2020 School is back and for many it is online. Parents and teachers, before you consider POD style learning or advertising your services for in home learning please consider the following: If you are accepting students in your home as a POD instructor, please, please, please contact your Home insurance provider to make sure in home business exposure is allowed. READ MORE >>
Friday, September 14, 2018 Autumn is noted for the color and delight found in the changing of the seasons! But change also arrives in the form of the colorful masses that gather and celebrate…..around football stadiums. It happens around high school games on Friday nights and on crisp cool Saturdays around colleges and universities. READ MORE >>
Thursday, August 23, 2018 For decades insurers have used advertising, policyholder notices, brochures and now Websites to preach an important message….buy adequate coverage. Regardless, homeowner underinsurance remains a reality for many homeowners. READ MORE >>
Friday, August 17, 2018 In order to properly value your personal possessions, you have to go through the tedious, difficult process of documenting what you own. The following list could be very helpful in identifying what you own and, more importantly, be used as proof of loss in case disaster strikes such as a serious storm, theft, or fire. READ MORE >>
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