Monday, March 12, 2018 What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. READ MORE >>
Friday, December 29, 2017 Holidays and special events often include celebrations that bring together families and friends in homes across the country. Food, fun, conversations and spirits flow generously. Unfortunately, such celebrations may be accompanied by injuries and accidents, especially when alcoholic drinks are involved. READ MORE >>
Tuesday, December 5, 2017If you live in a climate that includes cold winters, you know the season creates special challenges for homeowners. In this article, we discuss an icy situation. Ice Dams An ice dam refers to ice that has formed along a roof's edge. The dam of ice blocks additional water and the pooling water backs up and finds pathways into a home's interior. READ MORE >>
Tuesday, September 12, 2017 Many homeowners love the simplicity and effectiveness of using fire pits as a way to enhance the looks and the usefulness of their homes' outdoor space. Fire pits are great for entertaining during cooler spring and autumn days and nights and have grown increasingly popular. READ MORE >>
Monday, August 21, 2017Most insurance policies are designed to cover the following: • single individuals • traditional married couples • traditional family - husband, wife, children • relatives sharing the same household READ MORE >>
Wednesday, July 5, 2017Millions of households regularly take advantage of pleasant, warmer weather by grilling meals outside. While this act is as much recreation as it is cooking, it also represents a serious source of property damage and injury. Each year in the U.S. READ MORE >>
Monday, June 19, 2017An unoccupied home is a temporary condition and an exception to a residence normally having occupants. A vacant home generally represents abandonment of property. Either condition may affect your coverage under a typical homeowner policy. It is quite important to understand the consequences of either condition in order to keep your coverage intact. READ MORE >>
Monday, June 12, 2017A longtime, extremely popular summer rite is to enjoy setting off fireworks. However, it's important to think, truly think, before striking a match or using a lighter on your first firecracker, sparkler, smoke-bomb, bottle rocket or other forms of incendiary entertainment. READ MORE >>
Thursday, May 11, 2017Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. READ MORE >>
Thursday, April 13, 2017In order to properly value your personal possessions, you have to go through the tedious, difficult process of documenting what you own. The following list could be very helpful in identifying what you own and, more importantly, be used as proof of loss in case disaster strikes such as a serious storm, theft, or fire. READ MORE >>
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