Wednesday, September 30, 2020 If you are working from home using property supplied by your employer, we first encourage you to contact your employer and ask or confirm the following: -Confirm your employer's Business insurance includes BPP (Business Personal Property) and confirm that coverage is comprehensive enough for tele-commuters. READ MORE >>
Wednesday, September 9, 2020 First and foremost, make sure you and your family stay safe. Everything else can be replaced. If requested by the authorities, immediately follow all evacuation orders. If you have time to take action and the fires are far enough away that they are not threatening your safety, here are some things you can do to assist firefighters and minimize the damage to your home. READ MORE >>
Thursday, September 3, 2020 School is back and for many it is online. Parents and teachers, before you consider POD style learning or advertising your services for in home learning please consider the following: If you are accepting students in your home as a POD instructor, please, please, please contact your Home insurance provider to make sure in home business exposure is allowed. READ MORE >>
Friday, July 3, 2020 The cost to rebuild your home is its replacement value. This can be very different from the estimated market value or actual purchase price. In most cases, it costs more to rebuild the home you own than to buy a new one. Here are some steps you can take to reduce the danger of being seriously underinsured: READ MORE >>
Tuesday, June 23, 2020 Have you or are you currently refinancing your home mortgage? It seems as though everyone and their Mother are taking advantage of the lower interest rates and refinancing their home loans. Here is a quick review of some items to keep in mind as it pertains to your home insurance and lender. 1. READ MORE >>
Friday, March 6, 2020 This coverage, typically listed 1st on your policy lists how much your home is insured for with it's attached items if there were a covered loss. This amount is determined by a replacement cost estimate; taking into account the size, style, and finish of your home. READ MORE >>
Monday, March 2, 2020 There are 3 major pieces to the property policy for a renter also known as a tenants policy. 1. Liability coverage helps protect the insured should a loss they cause damage their rental or should someone be injured on their property and they are found liable for the injury. READ MORE >>
Friday, May 24, 2019 Duties in the Event of Accident, Claim, Suit or Loss Insured’s Duties Give prompt notice to the insurer or its representative Obtain insurer’s consent before assuming an obligation, making a payment, or incurring an expense READ MORE >>
Thursday, December 27, 2018
Persons who live in apartments or rent a residence are fortunate. Most insurance companies can protect their assets and belongings by using a policy that is designed especially for tenants; a renters policy. Typical policies cover your possessions for common causes of loss, additional living ex... READ MORE >>
Tuesday, December 18, 2018 It’s the time of year when the temperatures warm and the flowers bloom, putting us all in a chipper mood. But, it’s also time for thunderstorms, which most often occur in the spring and summer months, according to the National Severe Storms Laboratory. READ MORE >>
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