Monday, February 27, 2017A standard homeowners insurance policy offers a limit equal to half of the amount reserved for the residence (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it doesn't extend to all types of property nor for all causes of loss. READ MORE >>
Friday, February 24, 2017Principles of Surety Bonding Surety bonding has much more in common with commercial lending than it does with insurance. Unlike insurance coverage and fidelity bonding, surety bonding is essentially a three-party obligation. It consists of: • Obligee READ MORE >>
Thursday, February 23, 2017If you’re operating a licensed marijuana (also known as cannabis) business, Washington state rules (leg.wa.gov) require you to buy insurance to protect your business from potential losses. Who may need to buy marijuana business-related insurance Marijuana retail stores Marijuana producers READ MORE >>
Tuesday, January 31, 2017If you own and/or run a smaller business, your insurance needs may be properly handled by a businessowner policy (BOP). A BOP is a single form that offers both property and liability protection. Retailers, wholesalers, small contractors, artisan contractors, dry cleaners, restaurants, offices and convenience stores (including those with gas pumps) are eligible for BOP coverage. READ MORE >>
Monday, January 30, 2017Let's say you have a policy for your home and your family's cars. You have just the right policy for the apartment you rent out to others as well as coverage for your boating excursions. Your homeowner's policy even has a special, added protection for the business that your spouse runs out of your home. READ MORE >>
Thursday, January 26, 2017You have an apartment, condo or home and you have friends. You like your friends and you like to entertain…so you decide to plan a party for your friends and the event will be at your residence. You decide that you want to have an epic event. Of course epic events are expensive, especially when it involves alcohol. READ MORE >>
Tuesday, December 13, 2016What Is An Attractive Nuisance? This is a term originated by a judge to describe property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are: swimming pools trampolines empty buildings appliances kept outside READ MORE >>
Wednesday, November 30, 2016Recent Trends Boost Costs for Drivers Does it seem like driving has become more expensive in recent years? It likely has. Since 2014, the U.S. has seen more new cars on the road, and those cars are driving more miles than in years past. The severity of traffic-related accidents has grown worse, and insurance claims for bodily injury have become more expensive. READ MORE >>
Friday, November 18, 2016 The wintry months of December through February are the highest for reported home fires that involve heating equipment. Such fires are a sad, significant source of fire fatalities, though they are far more preferable than using dangerous sources such as ovens for home heating. READ MORE >>
Wednesday, October 19, 2016Due to an improving economy, job growth and record low gas prices, Americans are driving more. In fact, 2015 was the most heavily traveled year in history, with drivers logging more than three trillion miles, a 3.5% increase over 2014, according to the U.S. Department of Transportation. READ MORE >>
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