Tuesday, March 16, 2021 The issue of diminished value (DV) has been debated among insurance companies, lawyers, state courts, consumers (including activist groups), auto parts manufacturers, and auto repair shops. Supporters of the DV theory say that these losses are real and should be reimbursed under an insurance policy whenever READ MORE >>
Wednesday, March 10, 2021 Love Bites—Get Umbrella Coverage In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. READ MORE >>
Monday, February 22, 2021 Developing a proactive safety and health program is one of the best ways to help you control workplace incidents resulting in personal injuries and property damage. Why Do You Need A Safety Plan? To satisfy state and/or federal regulations To communicate procedures for reporting and recording accidents and incidents READ MORE >>
Monday, December 7, 2020 Having a proper contractual risk transfer program in place helps to protect your company from liability for services and products of others on your project should an injury, property damage or a construction defect occur. 1. CONTINUITY OF INSURANCE -When selecting a subcontractor, verify that they can meet your insurance requirements prior to starting the work. READ MORE >>
Friday, November 6, 2020 When drivers get behind the wheel of their cars they find a growing issue; the other guys and gals behind their wheels are ruder, more aggressive and are causing more accidents. Surveys typically offer the following information: • Most drivers have recently operated their car, truck or SUV in a risky manner READ MORE >>
Wednesday, September 9, 2020 First and foremost, make sure you and your family stay safe. Everything else can be replaced. If requested by the authorities, immediately follow all evacuation orders. If you have time to take action and the fires are far enough away that they are not threatening your safety, here are some things you can do to assist firefighters and minimize the damage to your home. READ MORE >>
Thursday, September 3, 2020 School is back and for many it is online. Parents and teachers, before you consider POD style learning or advertising your services for in home learning please consider the following: If you are accepting students in your home as a POD instructor, please, please, please contact your Home insurance provider to make sure in home business exposure is allowed. READ MORE >>
Tuesday, August 25, 2020 How are you covered/insured if you rent a U-Haul (or other moving or box truck)? The answer is it really depends. Every insurance company/carrier differs in how they may extend coverage for vehicles like this from your policy. READ MORE >>
Tuesday, August 18, 2020 Is your next business errand putting your company assets at risk? Picture this: Before a business meeting, you ask your employee to run to the store and purchase lunches for the attendees. Shortly after, the phone rings, informing you that the employee was involved in a car crash. READ MORE >>
Monday, August 3, 2020 3 Easy Ways to Reduce the Risk of a Car Crash You can take control of your next trip, whether it’s across the state or across town, by following these simple rules: 1. Pay attention. Do you know how many drivers around the country are using cell phones or other electronic devices right now? READ MORE >>
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