Wednesday, July 5, 2023 Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims. READ MORE >>
Thursday, June 15, 2023 Telematics uses wireless technology to monitor and troubleshoot a wide variety of vehicle performance information in real time. It makes possible many common and useful applications you may already be using such as onboard GPS, OnStar, and other security features. READ MORE >>
Tuesday, June 6, 2023 Pacific Northwest drivers are at high risk of walking out to their parked cars and finding nothing but an empty space. Washington is now the third-worst state in the nation for auto theft, according to new stats from the National Insurance Crime Bureau (NICB), despite being only the 13th most populous state. READ MORE >>
Wednesday, May 24, 2023
In the context of the insurance industry, a "hard market" refers to a market condition characterized by various factors that drive insurers to adopt a more cautious and defensive approach. These factors include increased claims activity, social inflation affecting jury awards, stock market fluc... READ MORE >>
Monday, May 15, 2023 Back in February, Rivian R1T owner Chris Apfelstadt was rear-ended in a pretty low-speed fender bender. The rear bumper looked a bit damaged but nothing too serious. However, after taking it to a certified Rivian repair shop, Apfelstadt said the total repair cost was an eye-watering $42,000. READ MORE >>
Friday, May 5, 2023While wildfires happen more frequently in the western United States, nearly every state has been devastated by fires in the last century. And each year, hundreds of homes are destroyed as more people choose to live closer to nature. Before a wildfire Create a defensible space, at least a 30-foot noncombustible zone around your home. READ MORE >>
Monday, April 24, 2023 Car insurance rates are expected to increase by 8.4% across the U.S. in 2023, amid the increase in drivers returning to the road. That's the biggest jump in car insurance costs in the past six years. The average cost of full coverage car insurance across the U.S. is $1,780 per year. READ MORE >>
Wednesday, April 12, 2023 If you don’t know what service lines are, you’re not alone. Simply put, service lines connect your home to electricity, gas, water, sewer, internet, and cable lines. They run through or underneath your property and connect from your house to a city’s main supply for these services. READ MORE >>
Tuesday, April 4, 2023 Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you inside. READ MORE >>
Thursday, March 23, 2023 If your yard screams “soggy” rather than “lush” after our PNW winters (hello, 80% moss lawn), some simple landscape changes might be just what you need to improve your home’s appearance while minimizing potential flood damage. Channeling away or containing excess water is the key. READ MORE >>
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