Friday, November 18, 2016 The wintry months of December through February are the highest for reported home fires that involve heating equipment. Such fires are a sad, significant source of fire fatalities, though they are far more preferable than using dangerous sources such as ovens for home heating. READ MORE >>
Wednesday, October 19, 2016Due to an improving economy, job growth and record low gas prices, Americans are driving more. In fact, 2015 was the most heavily traveled year in history, with drivers logging more than three trillion miles, a 3.5% increase over 2014, according to the U.S. Department of Transportation. READ MORE >>
Monday, August 1, 2016 Most homeowner insurance policies provide very limited coverage for jewelry. The reason? Jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable to theft (as well as fraud). If you only own a modest amount of jewelry (say just a few hundred dollars), perhaps the limited coverage provided by a basic policy is adequate. READ MORE >>
Wednesday, May 18, 2016Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps to simply buying play and sports equipment (or getting it out of storage) and renewing park and pool passes. READ MORE >>
Monday, May 2, 2016Register as a Contractor for the First Time If this is a new business, you must do the following: Choose your business structure. If you are going to operate as a Sole-Proprietor or General Partnership, skip to step 3. READ MORE >>
Tuesday, April 19, 2016 While motorcycles operators and their driving considerations are quite different than persons operating other, larger, enclosed vehicles; there is one, major similarity…..the need for insurance protection. Most states have financial responsibility laws requiring you to carry proof that you are able to pay for any damage or injury you may cause while driving. READ MORE >>
Thursday, April 7, 2016Businesses price their products to cover the costs of production as well as their labor, sales marketing and other major expenses. Prices also reflect some post-sales costs such as handling repairs or replacements under warranty. At one time many industries used a pricing strategy for their products that failed to reflect their true costs. READ MORE >>
Wednesday, March 30, 2016 Most homeowner policies provide very limited coverage for jewelry. The reason? Jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable to theft (as well as fraud). If you only own a modest amount of jewelry (say just a few hundred dollars), perhaps the limited coverage provided by a basic policy is adequate. READ MORE >>
Thursday, March 24, 2016Whether we insure our car, our home, our boat, our personal property or our business, there is a basic premise of insurance that underlies them all…..sharing in losses that occur to them. A more common term for loss-sharing is deductible. READ MORE >>
Tuesday, March 22, 2016An insurance policy is a promise to protect you against certain types of loss, but it can't follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could result in a claim being denied. READ MORE >>
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