Tuesday, December 13, 2016What Is An Attractive Nuisance? This is a term originated by a judge to describe property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are: swimming pools trampolines empty buildings appliances kept outside READ MORE >>
Friday, November 18, 2016 The wintry months of December through February are the highest for reported home fires that involve heating equipment. Such fires are a sad, significant source of fire fatalities, though they are far more preferable than using dangerous sources such as ovens for home heating. READ MORE >>
Wednesday, October 19, 2016Due to an improving economy, job growth and record low gas prices, Americans are driving more. In fact, 2015 was the most heavily traveled year in history, with drivers logging more than three trillion miles, a 3.5% increase over 2014, according to the U.S. Department of Transportation. READ MORE >>
Friday, September 16, 2016As the seasons change, so do the types of claims adjusters see. Falling leaves create a skidding hazard for unwary drivers. Running deer and other wildlife rarely bother to look both ways before they cross a road. And drivers in a hurry may decide to rush off before their windshields and rear windows are fully defrosted, providing a partially obstructed view of anyone else on the road. READ MORE >>
Thursday, September 1, 2016What Is Loss Control? The process of identifying and mitigating situations that may lead to losses is called "loss control." Loss control may involve both simple and complex ways to reduce the likelihood of facing a loss. READ MORE >>
Monday, August 1, 2016 Most homeowner insurance policies provide very limited coverage for jewelry. The reason? Jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable to theft (as well as fraud). If you only own a modest amount of jewelry (say just a few hundred dollars), perhaps the limited coverage provided by a basic policy is adequate. READ MORE >>
Tuesday, June 21, 2016Whether the economy is good or bad, nothing changes the fact that losing a car, truck, SUV, hybrid or electric vehicle due to auto theft is an expensive loss. Experts, including the FBI, estimate that annual U.S. vehicle thefts are from 750,000 to well over a million per year. READ MORE >>
Thursday, June 16, 2016An unoccupied home is a temporary condition and an exception to a residence normally having occupants. A vacant home generally represents abandonment of property. Either condition may affect your coverage under a typical homeowner policy. It is quite important to understand the consequences of either condition in order to keep your coverage intact. READ MORE >>
Tuesday, June 7, 2016 The quality of our lives is highly affected by how we choose to spend our time. Any activity involves a chance that a loss could occur: A pick-up basketball game could result in a broken ankle when attempting a sweet move on the floor A tennis match could include your collision with a partner's backhand swing READ MORE >>
Friday, June 3, 2016Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum coverage. READ MORE >>
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