Wednesday, May 18, 2016Ready, Set, Summer! Summer generally arrives with a huge surge in recreational activity. School ends and parents start searching for leisure and recreational activities for themselves and their children. The activities range from elaborate vacations or summer-long camps to simply buying play and sports equipment (or getting it out of storage) and renewing park and pool passes. READ MORE >>
Thursday, May 5, 2016Teen Text Mess Statistics are starting to stack up, indicating a move in gender equality that no one should be glad to hear. Young female drivers are now just as dangerous behind the wheel as their male counterparts. One contributor are smart phones and its most popular teen use……texting. READ MORE >>
Monday, May 2, 2016Register as a Contractor for the First Time If this is a new business, you must do the following: Choose your business structure. If you are going to operate as a Sole-Proprietor or General Partnership, skip to step 3. READ MORE >>
Friday, April 29, 2016One issue that may not occur to boaters until it happens is a stalled boat. When a larger boat loses power, it usually has to be located and towed back to harbor/shore. Tows are typically quite expensive. Towing charges are usually based upon the time the towing firm takes to depart from port, reach the boat needing assistance, and returning to port (portal to portal). READ MORE >>
Tuesday, April 19, 2016 While motorcycles operators and their driving considerations are quite different than persons operating other, larger, enclosed vehicles; there is one, major similarity…..the need for insurance protection. Most states have financial responsibility laws requiring you to carry proof that you are able to pay for any damage or injury you may cause while driving. READ MORE >>
Thursday, April 7, 2016Businesses price their products to cover the costs of production as well as their labor, sales marketing and other major expenses. Prices also reflect some post-sales costs such as handling repairs or replacements under warranty. At one time many industries used a pricing strategy for their products that failed to reflect their true costs. READ MORE >>
Wednesday, March 30, 2016 Most homeowner policies provide very limited coverage for jewelry. The reason? Jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable to theft (as well as fraud). If you only own a modest amount of jewelry (say just a few hundred dollars), perhaps the limited coverage provided by a basic policy is adequate. READ MORE >>
Thursday, March 24, 2016Whether we insure our car, our home, our boat, our personal property or our business, there is a basic premise of insurance that underlies them all…..sharing in losses that occur to them. A more common term for loss-sharing is deductible. READ MORE >>
Tuesday, March 22, 2016An insurance policy is a promise to protect you against certain types of loss, but it can't follow-through unless it knows about a loss. Prompt notification is so important that it is a formal policy requirement. A policyholder that fails to meet this obligation could result in a claim being denied. READ MORE >>
Wednesday, March 16, 2016If you work from your home for part of your work week and if the situation is an ongoing arrangement with your employer…that's telecommuting! That is also an opportunity to make special insurance considerations. Consider the following: Property Considerations You may have gaps in coverage because of your work arrangement. READ MORE >>
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