Wednesday, February 28, 2018 You get that terrible phone call – your husband has been seriously injured in a car wreck. He has been hit head-on by a teenage drunk driver. You go to the hospital and find your husband is in a coma, has a brain injury and a grotesquely broken arm. The doctors want to amputate. READ MORE >>
Friday, January 12, 2018 Even if you have auto insurance, there are still instances, called exclusions, when your policy won't provide coverage. Why should exclusions exist in an insurance contract? There are several different reasons. Exclusions are used to do the following: • help contain the expense of providing insurance; READ MORE >>
Thursday, October 5, 2017 Currently, car loans may last as long as four to six years and leases are becoming more expensive. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, hybrid, or truck, your vehicle's value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble. READ MORE >>
Friday, September 15, 2017When serious storms or hurricanes result in local or regional flooding, the impact on the car market may be felt nationally. Cars that may have been totaled because of serious water damage in one state may end up on the seller's block in another state. However, there may be no mention that the vehicle was once waterlogged. READ MORE >>
Thursday, April 6, 2017When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. READ MORE >>
Monday, March 27, 2017Do you operate a business from your home? If so, it's likely that you have arranged for the proper coverage to protect your property, such as business equipment and furnishings that you use with that business. You, hopefully, have also taken care of your premises liability. READ MORE >>
Thursday, March 23, 2017One of the most important actions a person can take to protect against the loss of property is to buy insurance. It involves taking time to find what type of coverage is needed, how much coverage is necessary, what insurer to deal with and whether one can afford adequate protection. READ MORE >>
Monday, March 13, 2017Sports Utility Vehicles (SUVs) continue among the rulers of the roadways. Their popularity is still high for the following reasons: they have a very comfortable ride they're heavy and sturdy, making them more resistant to collision damage they're capable of handling certain types of inclement weather better than smaller vehicles READ MORE >>
Tuesday, March 7, 2017Whether the economy is good or bad, nothing changes the fact that losing a car, truck, SUV, hybrid or electric vehicle due to auto theft is an expensive loss. Experts, including the FBI, estimate that annual U.S. vehicle thefts are from 750,000 to well over a million per year. READ MORE >>
Monday, February 27, 2017A standard homeowners insurance policy offers a limit equal to half of the amount reserved for the residence (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it doesn't extend to all types of property nor for all causes of loss. READ MORE >>
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