Friday, January 12, 2018 Even if you have auto insurance, there are still instances, called exclusions, when your policy won't provide coverage. Why should exclusions exist in an insurance contract? There are several different reasons. Exclusions are used to do the following: • help contain the expense of providing insurance; READ MORE >>
Monday, December 11, 2017 Generally, carrying both adequate liability and physical damage coverage on your vehicle will be enough protection in the aftermath of an accident. However, be sure that you don't overlook Rental Reimbursement, as it is typically only offered as an option. For example, an accident disables your car. READ MORE >>
Thursday, October 5, 2017 Currently, car loans may last as long as four to six years and leases are becoming more expensive. Whether your vehicle is a coupe, sedan, van, sports utility vehicle, hybrid, or truck, your vehicle's value will depreciate very quickly. A rapid loss of actual value accompanied by a longer loan obligation spells trouble. READ MORE >>
Friday, September 15, 2017When serious storms or hurricanes result in local or regional flooding, the impact on the car market may be felt nationally. Cars that may have been totaled because of serious water damage in one state may end up on the seller's block in another state. However, there may be no mention that the vehicle was once waterlogged. READ MORE >>
Monday, June 19, 2017An unoccupied home is a temporary condition and an exception to a residence normally having occupants. A vacant home generally represents abandonment of property. Either condition may affect your coverage under a typical homeowner policy. It is quite important to understand the consequences of either condition in order to keep your coverage intact. READ MORE >>
Wednesday, May 31, 2017What drivers can and cannot do under Washington state’s new distracted-driving law In 2 months Washington drivers will need to adapt to the new distracted-driving law. This new law will go into effect in late July and for those unfamiliar here are some FAQ's in regards to the changes. READ MORE >>
Tuesday, April 18, 2017Car ownership is a large part of the family budget for most households and a major expense is insurance. Therefore, many insurance company ads focus on price and new customers are acquired by companies who offer protection at a lower price. In order to save money, some car owners have been attracted to purchasing minimum coverage. READ MORE >>
Thursday, April 6, 2017When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. READ MORE >>
Tuesday, April 4, 2017Emotions have a huge impact on driving. Long before starting your car, you've had to wake up, deal with morning stress, perhaps get your kids moving, and worry about work (including getting there on time). Now that you're already stressed out, you start driving and are faced with a variety of drivers who: READ MORE >>
Friday, March 31, 2017You may be frustrated with car insurance premiums and factors that cause increases, such as: • Your insurance company's overall loss experience (due to more claims) • The increased value of newer model cars, particularly SUVs and models with smart car features READ MORE >>
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