Thursday, March 23, 2017One of the most important actions a person can take to protect against the loss of property is to buy insurance. It involves taking time to find what type of coverage is needed, how much coverage is necessary, what insurer to deal with and whether one can afford adequate protection. READ MORE >>
Friday, March 3, 2017Business should pay close attention to their chance of suffering loss involving their use of vehicles. It's relatively easy to recognize loss created by cars and trucks that are owned and/or used in a business, such as sales representative cars or delivery vans. READ MORE >>
Monday, February 27, 2017A standard homeowners insurance policy offers a limit equal to half of the amount reserved for the residence (ex. Your home is covered for $150,000, so your contents and furnishings are covered for $75,000). While this is generous coverage, it doesn't extend to all types of property nor for all causes of loss. READ MORE >>
Friday, February 24, 2017Principles of Surety Bonding Surety bonding has much more in common with commercial lending than it does with insurance. Unlike insurance coverage and fidelity bonding, surety bonding is essentially a three-party obligation. It consists of: • Obligee READ MORE >>
Thursday, February 23, 2017If you’re operating a licensed marijuana (also known as cannabis) business, Washington state rules (leg.wa.gov) require you to buy insurance to protect your business from potential losses. Who may need to buy marijuana business-related insurance Marijuana retail stores Marijuana producers READ MORE >>
Tuesday, January 31, 2017If you own and/or run a smaller business, your insurance needs may be properly handled by a businessowner policy (BOP). A BOP is a single form that offers both property and liability protection. Retailers, wholesalers, small contractors, artisan contractors, dry cleaners, restaurants, offices and convenience stores (including those with gas pumps) are eligible for BOP coverage. READ MORE >>
Thursday, January 26, 2017You have an apartment, condo or home and you have friends. You like your friends and you like to entertain…so you decide to plan a party for your friends and the event will be at your residence. You decide that you want to have an epic event. Of course epic events are expensive, especially when it involves alcohol. READ MORE >>
Tuesday, December 13, 2016What Is An Attractive Nuisance? This is a term originated by a judge to describe property that attracts youngsters and, because of its dangerous nature, creates a special obligation to property owners. Examples are: swimming pools trampolines empty buildings appliances kept outside READ MORE >>
Friday, November 18, 2016 The wintry months of December through February are the highest for reported home fires that involve heating equipment. Such fires are a sad, significant source of fire fatalities, though they are far more preferable than using dangerous sources such as ovens for home heating. READ MORE >>
Wednesday, October 19, 2016Due to an improving economy, job growth and record low gas prices, Americans are driving more. In fact, 2015 was the most heavily traveled year in history, with drivers logging more than three trillion miles, a 3.5% increase over 2014, according to the U.S. Department of Transportation. READ MORE >>
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