Wednesday, July 5, 2023 Insurance companies primarily make money in two ways: from investments and by generating an underwriting profit—that is, collecting premiums that exceed insured losses and related expenses. It all begins with underwriting. Insurers, whether life or nonlife, must assess the risk and gauge the likelihood of claims and the value of those claims. READ MORE >>
Friday, May 5, 2023While wildfires happen more frequently in the western United States, nearly every state has been devastated by fires in the last century. And each year, hundreds of homes are destroyed as more people choose to live closer to nature. Before a wildfire Create a defensible space, at least a 30-foot noncombustible zone around your home. READ MORE >>
Wednesday, April 12, 2023 If you don’t know what service lines are, you’re not alone. Simply put, service lines connect your home to electricity, gas, water, sewer, internet, and cable lines. They run through or underneath your property and connect from your house to a city’s main supply for these services. READ MORE >>
Thursday, March 23, 2023 If your yard screams “soggy” rather than “lush” after our PNW winters (hello, 80% moss lawn), some simple landscape changes might be just what you need to improve your home’s appearance while minimizing potential flood damage. Channeling away or containing excess water is the key. READ MORE >>
Tuesday, January 31, 2023 Damage to Fences, should you file a claim? Our answer in most cases is a resounding NO, but let us explain... Fencing is typically included on your home insurance policy as part of your detached structure coverage also referred to as Other Structures or Coverage B. READ MORE >>
Thursday, January 12, 2023 5 Tips to Help Prevent Tree Trouble Trees are pretty amazing things. They produce oxygen. They serve as natural air conditioners, both by blocking sunlight and through evaporation. And they even absorb sounds, helping to keep things peaceful. READ MORE >>
Thursday, November 17, 2022 Don't Let the Cold Get to Your Pipes This Winter It’s hard to think of a worse start to a winter day in Western Washington than turning on the faucet and … nothing. Maybe there’s a trickle of water, but it’s clear you have a frozen pipe. So, what now? READ MORE >>
Tuesday, October 11, 2022 Discovering a patch of mold on a bathroom wall or beneath a kitchen cabinet can be distressing for many reasons. Although your first inclination may be to call a professional in to remove it or do the job yourself, you should check your homeowners insurance coverage first to see if mold damage is included. READ MORE >>
Monday, September 26, 2022 Insurance Tips for Millennials You keep your car filled up with gas so you don’t get stranded on the side of the road. And, your phone charged so your loved ones can reach you. But, what kind of safety measures do you have in place for more extreme scenarios? READ MORE >>
Tuesday, September 6, 2022 Did you just drop your kiddo off at college? This is for you! Please read and feel free to share. If your kiddo is attending college at least 100 miles away from home WITHOUT their car, they qualify for a student away discount so contact your carrier or agent ASAP. READ MORE >>
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